MORTGAGE BASICS
MORTGAGE BASICS
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Real Estate Appraisal
One of the most critical parts of getting a mortgage is the Appraisal. The purpose of an appraisal is to confirm the home value for the lender. An appraisal is a professional estimate of the value of the property that you are planning to purchase. According To Wikipedia: Real estate appraisal, property valuation or land [...]
Refinance Process
Step 1 - Is a Refinance Right for you? A one on one personalized consultation with a trusted mortgage advisor can help you decide if a mortgage refinance is right for you. In order to determine the benefit of a potential refinance it's important to know what your goals are. Lower your rate and monthly [...]
Closing Process
The home buying process is full of paperwork, important dates, contracts, market movements and checklists that can even overwhelm seasoned real estate investors. One of the main reasons to make sure you're working with a professional real estate buying team is the fact that you get to lean on their combined experience to ensure a smooth [...]
Home Buying Process
Step 1 - Getting Pre-Approved Prior to Shopping for a Home A one on one personalized pre-approval with a trusted trusted mortgage advisor before you start the home buying process is the key to a successful home purchase experience. This prep work will address all of your concerns upfront, as well as uncover any potential [...]
Mortgage Interest Rates
How Do I Know If I'm Getting The Best Interest Rate? Interest rates are impacted by a borrower's credit score, loan term, mortgage program and a series of market factors that are outside of our control. Unfortunately, many advertisers will tease a low interest rate in a marketing campaign for the purpose of creating interest [...]
Mortgage Payments
You're probably curious why we've created an entire section about mortgage payments. However, since a mortgage payment is one of the major side affects of purchasing real estate with a home loan financing program, we thought it would be important to highlight a couple topics and related articles about mortgage payments that may impact your [...]
Mortgage 101
Since there are so many components to the mortgage process, we have taken special care to organize the most important qualifying steps, lending frequently asked questions, home buying and mortgage processes below. We realize that that the information contained in this site could literally take you weeks to research and digest, so please feel free [...]
Mortgage Calculators
Use our mortgage calculators to help determine what your monthly payments would be.
