Blog Layout

Houses into Homes

Hello, friend. Been busy? Me too. Crazy, actually. Sorry it's been awhile. I’ve been kicking this idea around for awhile in my head. It may come across as controversial but it keeps sitting on my heart and I want to share it with you. We get the privilege to see homes be built and when I say homes, I don’t mean HOUSES. I mean homes, places where families live, grow and find sanctuary. I’ve had the honor recently of being asked for my guidance as a realtor friend of mine navigates purchasing what we hope will be her forever home. She and her family have dreamed about exactly this home. It will be life changing for them; 1900s farm house living in a quiet, small town. Conversations have gone back and forth about sanctuary and peace, oasis, a simple life, gardens, family, picnics, room for farm animals, big family dinners, tree houses, fishing, canning and again, peace…and then lead to resale value, marketability, updated wiring, square footage, comparable properties and bathroom count…It’s hard for a realtor to not be a realtor, but all that almost ruined their dream. 

I asked my husband what he thought was required to make a house into a home. He’s a simple man with simple needs. Family, woodstove, comfy bed, beer in the fridge and meat in the freezer. 


Teri in my office said, “Homes are about family and gathering. Most of that is spent around meals, so a space to prepare and enjoy meals is a must.”


Angel said, “Oh gosh! I feel like a space where I can see my family having dinner together or sitting in a nice cozy family room talking and laughing etc!”


Did you notice they didn’t say anything about open floor plans and granite countertops, garages and curb appeal? 


To me, its about sanctuary. A place to recharge my soul, not just my cell phone. We know as a culture that families that own their home tend to stay together longer. They find security in a place to call their own, where their children aren’t uprooted and knocked off kilter. We all get a sense of belonging to a place that is vital to our Hierarchy of Needs when we build a home. Our culture needs more family security and belonging. 


Sometimes, it seems that a house is just used to house your stuff and we hope it will be a “good investment” with a healthy return in the next 3-5 years when you will trade up for the next house. I think we all need more than that. Yes, real estate is a wonderful investment over the long term and I highly recommend that you partake in your fair share of it, however, there’s more to be desired. I get so befuddled in the idea of resale value and designing your home so that the next buyer will appreciate it. Yuck. I know I’m going to offend some when I say that Boring Beige and Realtor White does not scream “Home” to me. It feels sterile and cold. I love rich tones of brown, red, purple, green and gold on the walls (gasp!). I love furs and hides and low lights and cozy, snug rooms with squashy furniture with too many pillows and throws, built ins with books and candles, fireplaces and wood cupboards and even some oak trim(scoff!). I love lots of dogs IN THE HOUSE and unmanicured yards with sporadic plantings and a clothesline. How scandalous! What will the HOA say!? 


Why do we want our homes to be trendy and modern? Is that what you really want or is that what you think society or the next buyer will want? Your home should be your family's sanctuary and should look like you and your family have loved and lived in it. Buyers can be stuck on modern updates and open floor plans and landscaping, kitchen and bath remodels and neutral paint palettes built around white and graaaaayyy. In fact, they will walk away from houses that look “dated”. Why? Don’t you want to put your love into it and make it your’s or do you want it to look like everyone else’s? There are some really good bones and history in old houses, maybe even a friendly ghost. 


I truly think to each their own, you do you, but these old houses are filled with love and memories. The earth has accepted them and wrapped her arms around them. They aren’t a new build flopped on naked dirt all in a row like dominos. She has stood there for 100 years, do you think she’s going to tip over now? Look past her steep staircase, shag carpet, oak trim, Formica countertops, small bedrooms and short doorways. There’s a lot of love in her and think of how much more there can be with you and your’s there. Don’t rip it apart to make it look brand new and like everyone else’s boring beige house. Make it look like your’s and raise your babies there. Cook some meals and gather with loved ones. Laugh, get it dirty, make it shine, grow something. Make it your sanctuary, not just where you charge your cell phone. 


Want to buy a home for your family and put down some roots? I know a gal that can help you with the money part. Reach out.

Go Back to Blogs
A stack of coins sitting next to a calculator on a table.
February 15, 2025
We've been freezing our tails off here in Montana for the last couple of weeks. The cows are getting ready to calve and we all need a thorough thawing out! I hope you have stayed reasonably warm. We have some interesting things to talk about today.
A key with a house keychain on top of a calculator.
January 25, 2025
One of the biggest conundrums facing homebuyers today is how to manage the transition of buying a NEW home with the equity in your current home as down payment. It's quite puzzling and stressful. Imagine, you have found the house of your dreams and you want to put in an offer before anyone else steps in front of you, but you haven't even started the process of listing your home for sale, let alone found a buyer. You could put in an offer on the new home with a Home Sale Contingency, meaning you would have to sell your current home prior to closing on the new home.
A person is holding a model house and a bunch of money.
By Wood Team Home Mortgage January 21, 2025
Are you a fan of solicitors calling your phone trying to sell you something? Me neither. I love hearing from friends, family and folks in business that I KNOW but I am not a fan of companies I don't know calling to sell me something. I think most of my clients feel the same. Am I wrong?
A person is putting houses on top of stacks of coins.
By Wood Team Home Mortgage January 21, 2025
As we move into another holiday season and a new presidential administration, home buying is still a bit challenging. Buyers are struggling with monthly payment which has been generated by higher prices coupled with higher interest rates. It has made for a conundrum that has been hard to swallow. However, FEAR NOT!
A row of houses with a white picket fence in a residential neighborhood.
By Wood Team Home Mortgage January 21, 2025
I hope you can feel the wind down of the year and are preparing for a lovely holiday season ahead. This time of year makes me think about home and how lucky we are to be a small part of a family's journey to get there.
A magnifying glass and two wooden houses are sitting on top of a graph.
By Wood Team Home Mortgage January 21, 2025
This is going to be a common statement this week. The FED dropped the FED Rate by 50 basis points on the 18th of September. The whole mortgage world was supposed to get better, right? Wrong. When my clients and realtors call me and mention the FED dropping rates and how that is going to make mortgage rates better, I always remind them, while SOMETIMES mortgage rates can mirror the FED rate movement, often they do not. Look what happened over the last few days.
By Wood Team Home Mortgage January 21, 2025
I would definitely say that the mortgage industry is about the slowest to catch up with the times. Sometimes it feels like a grumpy, curmudgeon grandpa that won't consider anything other than "his way or the highway".
A pair of keys with a yellow tag that says first time buyer
By Wood Team Home Mortgage January 21, 2025
The snow is falling again today and it has me thinking about strategies long since forgotten in the mortgage industry. Interest rates had gotten so crazy over the past few years that this arrow in our quiver has been left in the back of the closet, but now, with rates becoming a TINY bit more reasonable, we should probably dust her off again. This strategy is LENDER CREDIT, who would have thought!?
A man is sitting at a table talking to a young couple.
By Wood Team Home Mortgage January 21, 2025
When Zane and I first thought about buying a house when we were 12 (ok not really 12, it just feels like we were that young from this vantage point), literally the ONLY place we thought about going to get financing was our local bank. "We deposit our paychecks there" was our reasoning. Those folks at the bank knew we got paid, how much and it would be real convenient to make our mortgage payments there. HA! Seems funny now but a lot of people think that way, A LOT. Anything different just doesn't cross their mind.
A man and a woman are shaking hands over a table.
By Wood Team Home Mortgage January 21, 2025
I had kind of a midlife crisis this winter because, not only am I turning 40 this year, but my baby, all 6 feet of him, is turning 16. How is it possible that I will be an empty nester in just a few short years? Honestly, it's left me feeling like I should have had another baby. After your kids have left, are you still a mama? My mind says yes, but my heart says maybe not.
More Posts
Share by: